About Keith and
Spencer Financial Planning

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Hi, I’m Keith.

So, a bit about me.

I love this stuff. The whole financial planning thing.

After getting a degree in music (yeah, music…), I worked at a leading investment management firm in Los Angeles for 18 years. But I had this itch all along that I wanted to open my own financial planning firm at some point. I finally decided to pull the trigger to open my own firm in 2019, and here I am.

I’m now based in Spokane, Washington, but I work with clients virtually, so I can help people who live anywhere.

I’m a bit of a nerd when it comes to finances. I have so much fun with this topic and am honored to be able to help others with it. Money can be such a tough subject, so I love coming alongside people to help them navigate the questions they have, as well as the questions they don’t know they should have.

I started Spencer Financial Planning to empower people through financial health. We’re a fee-only, fiduciary firm. We look out for our clients’ best interests and help them make fantastic money decisions.

Read more about my approach in my Pledge to Clients.

Picture of Keith Spencer and family
 
 

A few things I love:

  • My wife and kids, foster care, adoption

  • Financial planning, reading

  • The Salvation Army, church

  • Music, playing bass guitar

  • Watching baseball, playing fantasy baseball, ping-pong

  • Eating (sometimes too much), using bullet points

  • Disneyland, Hawaii, the beach, travel

I expand on a few of those in the video below.

 

Professional affiliations and accomplishments

Experience: I have over 20 years of experience in the investment industry, working in operational roles, managerial roles, and directly with clients.

CFP® certification: I am a CERTIFIED FINANCIAL PLANNERTM professional, which is widely considered to be the gold standard certification for financial planners. To achieve this, I had to meet the 4 Es: Education, Exam, Experience, and Ethics. Click here for my credentials.

ACP: The Alliance of Comprehensive Planners is a community of tax-focused, fee-only financial advisors committed to working in their clients' best interest.

NAPFA: The National Association of Personal Financial Advisors is the country’s leading professional association of fee-only financial advisors -- highly trained professionals who are committed to working in the best interests of those they serve.

XYPN: The XY Planning Network is a community of fee-only, fiduciary financial advisors that offer financial planning services virtually and for members of Generations X and Y.

Fee-Only Network: The Fee-Only Network is a network that provides verified and vetted fee-only (no commission) financial advisors and CERTIFIED FINANCIAL PLANNERTM professionals.

Spokane Financial Advisors Network: The Spokane Financial Advisors Network is a group of independent, fee-only, fiduciary financial planning experts who meet the qualifications and standards that exceed those of most financial planners.