What can we learn from the recent bank failures?

Here are three major takeaways:

1) Transfer cash over FDIC limits
2) Match investments with your time horizon
3) Importance of diversification

How should you be invested during retirement? Where will your spending money come from? What happens if the stock markets go down? Are your investments safe enough? Let’s take a look at the concept of Investment Buckets.

Several of my clients are in the process of either buying or selling a home. The top two questions for those who are buying are:

1. Should I buy a house now or should I wait?

2. How much house can I afford?

Here are some high-level thoughts.