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Keith Spencer Keith Spencer

Spencer Financial Planning Turns 1!

Hitting the one-year mark as a financial planning firm is an exciting milestone. In this article, I share some thoughts and reflections on my first year in business.

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Keith Spencer Keith Spencer

Should I Buy a House Now?

Several of my clients are in the process of either buying or selling a home. The top two questions for those who are buying are:

  1. Should I buy a house now or should I wait?

  2. How much house can I afford?

Here are some high-level thoughts.

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Keith Spencer Keith Spencer

Coronavirus Stimulus Bill: What’s In It for You?

A $600 check!

Maybe.

You probably heard about the recent stimulus bill that was signed into law late last year, aka the “Coronavirus stimulus 2.0 bill” or the “COVID-19 relief bill”.

The headliner of the bill was that many people would be getting a $600 check per family member. But there's a lot more than that in the 5,593-page, inspirationally-named Consolidated Appropriations Act of 2021.

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Keith Spencer Keith Spencer

New Year’s Resolution: Financial Health?

As we say goodbye (good riddance?) to 2020, we turn our gaze to 2021. New possibilities. New ideas. New resolutions. What are you hoping to accomplish during 2021? A common theme for New Year's resolutions is health. Losing weight. Gaining muscle. Eating better. Taking more vacation days. Finding a church.

I have a humble suggestion. How about tending to your financial health?

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