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Keith Spencer Keith Spencer

Advance Child Tax Credit

You may have heard or seen that, as of July 2021, the IRS is starting to send out advance payments for the Child Tax Credit. This short article goes over some of the basics.

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Keith Spencer Keith Spencer

Spencer Financial Planning Turns 1!

Hitting the one-year mark as a financial planning firm is an exciting milestone. In this article, I share some thoughts and reflections on my first year in business.

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Keith Spencer Keith Spencer

Should I Buy a House Now?

Several of my clients are in the process of either buying or selling a home. The top two questions for those who are buying are:

  1. Should I buy a house now or should I wait?

  2. How much house can I afford?

Here are some high-level thoughts.

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Keith Spencer Keith Spencer

Coronavirus Stimulus Bill: What’s In It for You?

A $600 check!

Maybe.

You probably heard about the recent stimulus bill that was signed into law late last year, aka the “Coronavirus stimulus 2.0 bill” or the “COVID-19 relief bill”.

The headliner of the bill was that many people would be getting a $600 check per family member. But there's a lot more than that in the 5,593-page, inspirationally-named Consolidated Appropriations Act of 2021.

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Keith Spencer Keith Spencer

New Year’s Resolution: Financial Health?

As we say goodbye (good riddance?) to 2020, we turn our gaze to 2021. New possibilities. New ideas. New resolutions. What are you hoping to accomplish during 2021? A common theme for New Year's resolutions is health. Losing weight. Gaining muscle. Eating better. Taking more vacation days. Finding a church.

I have a humble suggestion. How about tending to your financial health?

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